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Mortgage refinancing with poor credit 0

When interest rates go down, everyone wants to get in on the deal. A small change can make a real difference in a person`s mortgage payment and refinancing becomes an attractive option. As everyone begins to put together the correct documentation and look into the different options, those with poor credit may take a step back and wonder if this is the best decision.
Contrary to what many people believe, it is possible to go through mortgage refinancing with poor credit. There are lenders that have different requirements when it comes to a home loan; it just takes some time to shop around and find the right one. However, applicants should prepare themselves for the experience and consider the option of waiting for a while, fixing their credit and then reapplying for refinancing.

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Sell Your Home by Making Green Changes 0

As the green movement continues to spread across the world, there is a good chance that potential home buyers are looking for eco-friendly homes. And even if they aren’t, eco-friendly improvements appeal to everyone. Each energy-efficient upgrade you make cuts back on energy costs, which can speak to all kinds of home buyers and help sell your house more quickly.

Before you sell your home, you should consider your energy costs as well. If you live in an energy deregulated area, you have the option to choose among  electricity providers to find the best rates and plans for your home energy supply. You may even be able to lower your electricity bill by switching to a retail energy supplier with a lower rate.

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What Will Happen Before Winning the Power Ball Mega Millions? 0

Here are just a few items that will happen well before you actually beat the roughly 1 in 176 million change of winning the Power Ball or any other lottery like the Mega Millions and others. On the other hand, their is eventually that one winner, and in order for them to win, they must buy a ticket.

Here are several items that will happen well before you win the lottery.

1. 1 in 10 million of becoming U.S. President

2. 1 in 15 million of having quadruplets that are identical.

3. 1 in 6 million of dying from a wasp/bee sting

4. 1 in 4.4 million of dying because you are left handed.

5. 1 in 1.5 million on becoming a moving star.

6. 1 in 1 million in dying in a plane crash.

7. 1 in 1 million of death from flesh eating bacteria.

8. 1 in 1 million of getting struck by lighting.

9. 1 in 25 million of dying in an airline terrorist attack.

and for #10………… 1 in 112 million Death by Vending Machine.


There you go……..once you win, make sure to have a good budget ready to go because you don’t want to blow all that money.

Why Chicago Home Searchers are Thinking Big! 0

Traditionally, new buyers take their first homeowner’s plunge with what is termed a “starter home” – confining their Chicago home search to relatively inexpensive and modestly sized properties.  Today a shift is underway. Many prospective buyers are finding the traditional starter home is no longer a necessary first step.  I think it’s due to our current market’s desirable conditions, but no matter what the reason, more first-timers are finding it beneficial to sail past the starter home market and step right into a larger, more long-term property. The unusual combination of circumstances is national in scope:

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Chicago Home Shopper: Think Like an Inspector! 0

Everyone brings their own priorities to the table when checking out the Chicago homes for sale. Some folks drive street-by-street through their favored neighborhoods, eliminating or accepting through that first curb-appeal impression. Others trawl through the web listings, prioritizing by price, or lot size, or by number of bedrooms. Regardless of how they determine which Chicago homes for sale get a second look, savvy buyers eventually compare the amount of repair work each will need. They try to think like an inspector.

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Record-Breaking Interest Rates Cause for…Yawns? 0

(Yawn). There is something to be said for relaxation, for sure. In today’s fast-paced world, allowing yourself some low-key moments is important. It’s stress-reducing. Health-promoting.

But there’s a time and place for everything, and whenever I set out to share the latest real estate news, my hope is to be able to offer new information that is more than just informative – it should be fascinating, too!

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Simple Techniques That Help Sell Chicago Homes 0

Success in selling Chicago homes can depend on being able to distinguish what is important to buyers from what is not.  Proactive homeowners know that one room usually gets more attention than does any other: the kitchen.

There are many good reasons why this is so (we have discussed them before) — but one kitchen detail in particular can have a disproportionate impact. It’s a detail that is all too easy to overlook: the condition of the appliances.

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Selling a Chicago Home From the Top Down 0

There’s nothing like a clear October day to get you wondering how the heck summer disappeared so quickly…or to suddenly flash on how soon winter is going to be here. Especially for anyone who is seriously thinking about selling their home in Chicago, now is the time to take on any maintenance issues that could crop up later, when weather conditions might hinder your ability to fix them.

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Chicago Buyer’s Agent Helps Sort Homebuying Options 0

Sometimes, acting as the buyer’s agent for a Chicago client, you wind up dealing on their behalf with what can be frustrating financial roadblocks. It’s part of the service all buyer’s agents bring to the table…and in recent years it’s become a more common situation.

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How Much Income is Needed to Buy a Home? 1

Here is a simple way to calculate this below. Do realize there are a lot of other factors that go into getting a mortgage like credit score, credit history, all other outstanding debts, and of coarse YOUR goals and personal spending plan of what YOU can afford. Don’t let someone else tell you what YOU can afford, why not know what YOU can afford before letting someone else tell you?

Here is the simple way to calculate GROSS INCOME needed to buy a home:

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